Log In  |  Contact Us  |  Help
How to Get a Loan

Once you select us to obtain your home loan, you'll be amazed at how quickly and simply the loan process moves. Before you know it, you'll have a mortgage that suits your lifestyle and saves you money.

Throughout the loan-application process, we provide you with regular updates. You can also e-mail us with questions or new information. And if you want assistance, a mortgage originator who can answer questions is just a phone call away.

Here's an overview of the loan-application process

STEP ONE -- Apply Now! Getting started is easy

When you've selected a property and have a contract with the Seller, the next step is to complete your loan application, which can be done easily through our website. To get started, select an application from the list above.

At the appropriate time we'll order a property appraisal for you.

STEP TWO -- Your Loan is Approved and Funded

You and your Real Estate Agent or the Seller will designate an Attorney/Title Company to handle the funding of your loan, along with many other factors which make your purchase go smoothly.

We will coordinate with the Attorney/Title Company and you'll sign the final papers at their office.

Simple, Straightforward, Cost Effective, and FAST!

Somerset Trust Company NMLS #177545
151 W Main Street, Somerset, PA  15501
Toll Free:  (800) 972-1651
onlinemortgageapplications@somersettrust.com
Copyright © 2017 Somerset Trust Company
Member FDIC, Equal Housing Lender
Privacy Policy  | Security Statement  |  Site Map