The following information is usually required during the loan process:

• Signed Sales Agreement (if applicable)

• Most recent two months’ paystubs for each borrowerW-2s for last year for each borrower. 

• If retired, a copy of Social Security award letter or Retirement award letter.

• If self-employed two years signed tax returns, including all schedules.

• Last two years of tax returns with all schedules.  We must have signed copies

• Copies of most recent two months’ bank statements for all bank accounts  (Statements must be on bank letterhead)

• Any statements for assets such as 401K, Annuities, etc. 

• Legal Description (Deed)

• Name, address, and telephone number of Landlord, if currently renting

• Copy of Homeowner’s Insurance policy (refinance) or binder (purchase)

• Annual Real Estate Taxes – Amounts or copies of billings

    

If you currently own Real Estate:

• Mortgage account information
• Home equity account information (if applicable)