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Current Mortgage Rates

 

Fixed Mortgage Rates

 Interest rates and loan terms subject to change. Rates Effective 7/2/2014 

Conventional Mortgages

Interest Rate

Annual Percentage Rate

10 Year Fixed*

3.125%

3.398%

15 Year Fixed**

3.375%

3.564%

20 Year Fixed***

4.000%

4.150%

 30 Year Fixed****

4.250%

4.360%

 
 
 
 
     * 120 monthly payments of $9.71  per $1,000 borrowed.
   ** 180 monthly payments of $7.09  per $1,000 borrowed.
  ***240 monthly payments of $6.06 per $1,000 borrowed.
****360 monthly payments of $4.92 per $1,000 borrowed.
 
 
The example mortgage Annual Percentage Rates shown above are based on loans secured by a single-family primary residence and are calculated using a $100,000 loan amount at 80% loan-to-value (LTV). The rate is based on a credit review and your rate may be higher based on your credit score, property type and loan to value. The example payments per $1,000 borrowed shown above do not include the amounts for private mortgage insurance, taxes and insurance premiums. The actual payment obligation will be greater. Property, title and/or flood insurance (if applicable) may be required. An appraisal may be required. Please contact one of our Mortgage Loan Originators for complete details.   
Somerset Trust Company NMLS #1177545
151 W Main Street, Somerset, PA  15501
Toll Free:  (800) 972-1651
onlinemortgageapplications@somersettrust.com
Copyright © 2014 Somerset Trust Company
Member FDIC, Equal Housing Lender
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