Welcome to the Somerset Trust Company Mortgage Department
As your community lender, we offer the best mortgage tools available online and in-person. Convenient pre-qualification and application tools, current and competitive rates, and direct access to lending personnel to assist you with this often difficult and confusing process. In addition to conventional mortgages we work with multiple types of programs to make financing easier, such as the First Front Door, USDA Guaranteed loans and Pennsylvania Housing Finance Agency funding options. Once your loan is finalized, we handle the servicing of payments and any questions you have can be answered at a branch near you!
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Purchasing a new home?
Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you're a first-time homebuyer.
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Applying for a loan?
Our online application process is conveniently designed to allow you to stop any time and pick up where you left off. After you submit an application, you can check loan status at your convenience.
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Remodeling your home?
If you are planning on remodeling your home - be it a kitchen, bathroom or backyard - you can contact one of our mortgage professionals who will help find the right loan for you.
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